Life Settlement Investments · For Accredited Investors
A non-correlated asset, engineered for patient capital.
Abbistar builds fully custom life settlement portfolios for accredited investors and family offices — a return profile set by actuarial outcomes, not by what markets are doing.
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What Is A Life Settlement?
A life settlement is the purchase of an existing life insurance policy from its owner, at a price above the cash surrender value but below the face amount. The buyer takes over the remaining premiums and collects the death benefit when the insured passes away. That's the entire mechanism — everything Abbistar does on top of it is portfolio construction.
Why It Works
The variable that decides your return isn't listed on any exchange.
A life settlement pays out based on one thing: how long the insured lives relative to the life expectancy estimate on file at purchase. Nothing about that calculation touches interest rates, earnings season, or geopolitics — it simply isn't part of the math.
01 · Correlation
Zero exposure to public markets
Returns are set by actuarial outcomes, not by the S&P 500, Fed policy, or any macro event. It's a structural disconnect, not a hedge that might fail under stress.
02 · Sourcing
Direct access, not a pooled fund
We source policies directly against a defined buy box and match them to your target return — no fund vehicle standing between you and the underlying asset.
03 · Documentation
A pro forma before a dollar moves
Every portfolio comes with life expectancy estimates, a premium schedule, and a projected return — reviewed before you commit, not disclosed after.
The Opportunity
A market shaped by demographics, not sentiment.
The life settlement market exists because of a simple, durable fact: a growing share of U.S. policyholders age into exactly the profile — age, policy size, health status — that defines a qualifying policy. That's a demographic trend, not a market cycle, which is the structural reason this asset class keeps producing opportunity regardless of what equities or credit are doing.
For Investors
How to invest in life settlements with Abbistar.
A structured process built around two inputs you already know: your capital, and your timeline. Everything else is Abbistar's job.
Discovery call
A short conversation about how much capital you want to deploy and how long you're willing to wait. No lengthy intake forms — just the two inputs that define your portfolio.
Custom pro forma
Before any commitment, we build a projected return analysis specific to your capital and timeline, so you can evaluate the opportunity with full information.
Portfolio construction & documentation
We source policies directly against your target return — face value, insured age, health profile, life expectancy range — and confirm ownership transfer once you proceed.
Ongoing servicing & quarterly reporting
We manage premium obligations across the portfolio and send quarterly updates — policy status, LE changes, and performance versus the original pro forma — through to maturity.
For Advisors & RIAs
A referral relationship built for compliance-minded professionals.
Wealth managers, RIAs, and estate planners increasingly field client questions about uncorrelated allocations — and often lack a credible, well-documented answer. Abbistar provides a structured referral channel with clean documentation and clear terms, so you can hand off the complexity while staying informed throughout.
- Transparent terms. Compensation and process documented before any client introduction.
- A named point of contact. Your client works directly with Abbistar; you stay informed at every step.
- Documentation your compliance file needs. Pro forma, LE estimates, and premium schedules — not a black box.
Referral Partners
Bring your clients a credible answer.
If your clients are asking about non-correlated allocations, we'll help you give them one — with documentation you can put in a compliance file.
Become a Referral PartnerWho We Are
Abbistar & The Team Behind It
A licensed life settlement provider built by a team with deep insurance, medical, and capital-markets experience.
Abbistar is a licensed life settlement provider. We source policies, underwrite them rigorously, acquire them, and manage them through maturity — giving investors direct, transparent access to an asset class most portfolios have never touched.
The Team
Combined Experience: Together, the team brings [XX]+ years across life insurance, underwriting, and investment management, and has been responsible for [$XX] in capital deployed / policies managed.
Frequently Asked
Questions, answered directly.
Can't find what you're looking for? Ask directly on a discovery call.
What is a life settlement investment?+
Who can invest with Abbistar?+
What's the minimum investment?+
How is a portfolio structured?+
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Start The Conversation
Speak with our investor relations team.
A no-obligation discovery call to understand whether Abbistar fits your portfolio — tell us your capital and timeline, and we'll follow up with a custom pro forma.
Response within one business day. All communications confidential.
Important Disclosure
Abbistar builds custom life settlement portfolios for accredited investors; it does not operate a pooled fund. Life settlement investments involve substantial risk, including risk of loss of principal, and returns depend on factors including the insured's actual life expectancy, ongoing premium obligations, and the financial strength of the issuing carrier. Life settlements are illiquid, long-duration assets and are not suitable for all investors. Nothing on this page constitutes an offer to sell, or a solicitation to buy, any security. Each opportunity is presented following individual consultation and a full documentation review. Prospective investors should consult their own legal, tax, and financial advisors before making any investment decision.
