Abbistar Life | Sell Your Life Insurance Policy for More
No hidden fees. No obligation./Free policy valuation in 60 seconds
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Your policy is worth
more than they told you.

A life settlement allows you to sell your existing life insurance policy to a licensed provider for a cash payout, often significantly more than its surrender value.

  • Licensed settlement provider
  • Compliant in all states
  • No cost, no obligation
  • Funded in 20–30 days
9x
average payout vs. cash surrender value (LISA 2025)
$212K
average life settlement payout to policyholders
$3.6B+
in annual life settlement market transactions
A REAL EXAMPLE

Robert, Age 74

Here's what this looks like in practice.

The Situation

Robert holds a $1,000,000 Universal Life policy. His children are financially independent, his mortgage is paid off, and the policy no longer serves its original purpose. He is paying $22,000 per year in premiums for coverage he does not need.

Let It Lapse
$0
Receives nothing. Premiums paid for years — all lost.
Carrier Surrender
~$38K
Cash surrender value. Leaves most of the policy's market value on the table.
Life Settlement
$130K*
Cash at closing. No more $22K/yr in premiums. Full liquidity, immediately.
*Illustrative example based on typical market outcomes. Individual results vary.

Get your free policy valuation

🔒 Your information is kept strictly confidential.
★★★★★ 4.9/5 average client rating
Compliant in all states
Backed by licensed settlement providers
HOW IT WORKS

How to Sell Your Life Insurance Policy

At Abbistar, we guide you through every step of the process, ensuring transparency and maximizing the value of your financial asset. Here's how you can leverage the value of your insurance to meet your evolving needs:

01.

Schedule a Call

Contact Abbistar and one of our licensed providers will walk you through our life settlement process.

02.

Get Evaluated

Each policy and candidate is reviewed for eligibility. We make an offer based on the information you provided.

03.

Cash Out Your Policy

Once you accept the offer, you will sign all necessary paperwork and receive a lump payout of your policy.

THE COMPARISON

Why Abbistar wins.

Three ways out of a life insurance policy. Only one puts the most money in your pocket.

RECOMMENDED
Abbistar Life
Other Provider
Insurance Co.
Typical payout on $250k policy
$75k – $140k
$40k – $80k
$12k – $25k
Multiple buyers compete
✓
1–3 buyers
✕
Free, no-obligation estimate
✓
✕
Surrender quote only
Transparent commission
✓
✕
✕
Time to funding
20–30 days
60–120 days
2–4 weeks
Dedicated concierge advisor
✓
✕
✕
REAL POLICIES, REAL PAYOUTS

Real peace of mind.

Sold for $287,000
“
I was about to let my policy lapse. Abbistar ran a competitive auction and I walked away with more than six times what the carrier offered to surrender it.
Eleanor R.Policyholder · Arizona
Sold for $195,000
“
After my estate plans changed, the policy no longer fit. The marketplace gave us a final offer that was nearly five times the cash surrender value.
Sterling O.Policyholder · California
Sold for $412,500
“
The team made everything feel simple. Multiple buyers bid on my policy and I had real choices in front of me within weeks, not months.
Imani R.Policyholder · Texas
FAQ

Questions, answered.

Everything you need to know about life settlements — without the jargon.

Still curious? Call us +1 877 222 4782
A life settlement allows you to sell your existing life insurance policy for a lump-sum cash payment — often significantly more than what your insurance company would offer if you surrendered or cancelled it. Instead of letting your policy lapse or walking away with little to nothing, a life settlement puts real cash in your hands.
Eligibility is based on a few key factors — generally, policyholders who are 65 or older with a policy face value of $250,000 or more are strong candidates. Changes in health since the policy was originally issued can also work in your favor. That said, every situation is different, and the best way to find out is to have your policy reviewed. It takes just a few minutes and there is no obligation.
Every policy is different, so the value varies from case to case. Some of the factors that influence how much you may receive include the face value of your policy, the type of policy you hold, your age, and your current health situation. Many policyholders are surprised by how much their policy is actually worth. The only way to find out your number is to get a review — and it is completely free with no obligation.
Most life settlements are completed within 2 to 8 weeks. The timeline can vary depending on factors like document collection and the review process, but our team works to keep things moving as efficiently as possible.
A portion of your settlement may be subject to tax, depending on your individual situation. We always recommend speaking with a tax advisor or financial professional who can walk you through what to expect based on your specific circumstances.
Yes. Licensed life settlement providers are required to follow strict privacy regulations when handling your personal and medical information. Your data is protected throughout the entire process.
START TODAY

Turn your policy into cash today.

Join thousands of policyholders who chose to unlock the real value of their life insurance instead of letting it lapse.

  • Free, no-obligation estimate
  • Licensed advisors guide you end to end
  • Multiple buyers compete for your policy

Why Work With Abbistar Directly?

Not everyone in the life settlement industry plays the same role. Understanding where Abbistar sits in the chain explains why working directly with us produces better outcomes for you.

The Industry Structure
01
Licensed Life Settlement Provider — Abbistar
Direct buyer. Sets terms. Deploys its own capital. No middlemen above.
02
Life Settlement Provider
Licensed intermediary who shops the policy. Typically takes a ~30% fee from the offer.
03
Consultant or Advisor
Provides guidance on suitability. Does not execute.
04
Referring Professional
Introduces the case. Earns referral compensation when the deal closes.

Helping policyholders unlock the hidden value in their life insurance policies since 2023.

+1 877 222 4782

Company

Estimates are illustrative only and do not constitute an offer to purchase any life insurance policy. Actual settlement amounts depend on individual policy terms, insured health, age, and buyer evaluation. Life settlements are regulated transactions and may not be available in all states. Abbistar Life is not an insurance company and does not provide legal, tax, or financial advice. Testimonials reflect individual experiences; results vary by policyholder.