Help your clients unlock hidden value from their life insurance.
When a policy is no longer needed, too expensive, or off-strategy, a life settlement can put significantly more in your client's hands than the cash surrender value — with you leading the conversation the whole way.
Refer a Case
Share a few basic policy details. Our specialists handle underwriting, offers, and closing — no cost, no obligation.
Most advisors and most clients only see one number.
Surrendering a policy or letting it lapse leaves the difference on the table. A life settlement is often the only way to capture it.
Why financial professionals partner with AbbistarLife
A referral relationship built so the client wins, and you stay exactly where you belong — at the center of their financial plan.
Put clients first
Help clients evaluate every option before surrendering or letting a policy lapse.
Increase client value
Additional liquidity can fund retirement, healthcare, investments, or estate goals.
Expert guidance
Our team manages the full process — qualification, underwriting, offers, and closing.
No upfront cost
There's never a fee to find out whether a policy may qualify for a settlement.
Stay involved
You remain the trusted advisor while we run the transaction behind the scenes.
What is a life settlement?
A life settlement is the sale of an existing life insurance policy to a licensed institutional buyer for an amount greater than the policy's cash surrender value, but less than its death benefit.
Once the sale closes, the buyer takes over future premium payments and receives the policy benefit at maturity. For many clients, it turns an unwanted policy into immediate, usable cash.
Policy is sold
To a licensed institutional buyer, above surrender valueBuyer takes over premiums
Your client's obligations end at closingClient receives funds
A lump-sum payout, theirs to use as neededClients who may benefit
Every case is unique, and eligibility depends on multiple underwriting factors — but these are common starting signals worth a conversation.
The Abbistar process
Four steps, start to finish — our team runs point on the details so you don't have to.
Submit the case
Provide basic policy information. Our team performs a complimentary review.
We evaluate the opportunity
Specialists gather documentation, coordinate underwriting, and source competitive offers.
Client reviews the offer
Your client receives a no-obligation offer and decides whether to proceed.
Closing & funding
Once the transaction closes, funds are distributed — and referral compensation may apply where permitted.
Why choose Abbistar Life
Our mission is simple: make sure no client allows a policy to lapse or accepts the surrender value without understanding every option first.
- Dedicated life settlement specialists
- Responsive support from start to finish
- Streamlined case management
- Competitive market access
- Secure and confidential process
- Commitment to exceptional client service
Frequently asked questions
No. We provide complimentary policy evaluations with no obligation.
Yes. You continue serving as your client's trusted advisor while our specialists manage the life settlement process.
Many Universal Life, Whole Life, and Convertible Term policies may qualify depending on the insured's age, health, policy characteristics, and other underwriting factors.
Every case is different, but many transactions are completed within several weeks after all required documentation has been received.
No. Clients are free to decline any offer they receive.
Ready to help your clients explore their options?
Before your client surrenders or lets a valuable policy lapse, find out whether a life settlement could provide greater financial value.
