Life Settlement

If you have a term life insurance policy, your financial needs may change. Perhaps your children have grown up and become self-supporting, or you have finished paying off your mortgage.  At some point during the life of your policy, you may find that you need less life insurance coverage.  You may ask yourself: Can I…

Who Qualifies for a Life Settlement? Many people don’t realize that a life insurance policy is more than just a death benefit—it can also be a valuable financial asset. If your circumstances have changed and you no longer need your policy, a life settlement may allow you to sell it for significantly more than its…

Many policyholders don’t realize that a life insurance policy can be sold just like other valuable assets. If your policy no longer fits your financial needs, selling it through a life settlement could provide a substantial lump-sum payment—often significantly more than the policy’s cash surrender value. In this beginner’s guide, we’ll explain how to sell…